Shyam Lal vs Shriram General Insurance Co Ltd

The Supreme Court examined whether a utility vehicle, restricted by its policy to carriage of goods, could be used to carry passengers, especially in light of the 'Limitation as to Use' clause. The High Court had held that the vehicle was not entitled to carry passengers due to this restriction. The Court analyzed the registration, permit, and policy documents, emphasizing that the vehicle's seating capacity was limited to 4+1 and that the restriction applied to goods carriage, not passenger transport, leading to the conclusion that the vehicle could be used for carrying passengers within its specified limits.