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april 2025

Supreme Court of India · 2025-04-29

Amarveer Kaur vs Reliance General Insurance Company Ltd

Court
Supreme Court of India
Petitioner
Amarveer Kaur
Respondent
Reliance General Insurance Company Ltd
Author
Sudhanshu Dhulia
Bench
Sudhanshu Dhulia

Judgment text excerpt

The Supreme Court examined the liability of an insurance company in a motor accident case where the driver lacked a valid license, and the insurance company contested the claim. The court upheld the liability of the insurance company despite the driver’s license being fake, emphasizing the insurer's obligation to pay compensation in such cases. The judgment reinforces the principle that insurance coverage is valid unless explicitly excluded by law, and the insurer cannot escape liability solely on the driver’s license validity. The court also addressed the adequacy of compensation awarded by the Motor Accidents Claims Tribunal.

Amarveer Kaur vs Reliance General Insurance Company Ltd · Niyam