Niyam v2 is live — start for just ₹100 — 200 credits to try

july 2023

Supreme Court of India · 2023-07-31

ASHOK KUMAR vs NEW INDIA ASSURANCE CO. LTD.

Citation / case number
SC 2018/15674
Court
Supreme Court of India
Petitioner
ASHOK KUMAR
Respondent
NEW INDIA ASSURANCE CO. LTD.
Author
HON'BLE MR. JUSTICE K.V. VISWANATHAN
Bench
HON'BLE MR. JUSTICE K.V. VISWANATHAN HON'BLE MR. JUSTICE J.K. MAHESHWARI

Judgment text excerpt

The Supreme Court examined the validity of the insurance company's repudiation of a claim based on the driver leaving the vehicle keys in the ignition, which was considered a breach of policy conditions. The court analyzed whether such a breach justified denial of the claim, emphasizing the importance of policy terms and the principle of indemnity. The judgment clarified the circumstances under which insurance claims can be repudiated and upheld the insurer's decision based on the facts. The case highlights the significance of adherence to policy conditions in insurance contracts.

ASHOK KUMAR vs NEW INDIA ASSURANCE CO. LTD. · Niyam