Supreme Court of India · 2022-02-11
JAINA CONSTRUCTION COMPANY vs ORIENTAL INSURANCE COMPANY LIMITED
- Citation / case number
- SC 2018/26033
- Court
- Supreme Court of India
- Petitioner
- JAINA CONSTRUCTION COMPANY
- Respondent
- ORIENTAL INSURANCE COMPANY LIMITED
- Author
- HON'BLE MR. JUSTICE SANJIV KHANNA
- Bench
- HON'BLE MS. JUSTICE BELA M. TRIVEDI HON'BLE MR. JUSTICE SANJIV KHANNA
Judgment text excerpt
The Supreme Court addressed whether an insurance company can reject a claim for vehicle theft solely due to a delay in reporting the incident. The court emphasized that while timely notification is important, it should not be the sole reason for repudiation if the insured can demonstrate that the delay did not prejudice the insurer's ability to investigate the claim. The appeal was allowed, reinstating the claim for the insured vehicle.