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Supreme Court of India · 2021-09-09

THE SOUTH INDIAN BANK LTD. vs THE COMMISSIONER OF INCOME TAX

Citation / case number
SC 2011/7693
Court
Supreme Court of India
Petitioner
THE SOUTH INDIAN BANK LTD.
Respondent
THE COMMISSIONER OF INCOME TAX
Author
HON'BLE MR. JUSTICE HRISHIKESH ROY
Bench
HON'BLE MR. JUSTICE A.M. KHANWILKAR, HON'BLE MR. JUSTICE HRISHIKESH ROY, HON'BLE MR. JUSTICE C.T. RAVIKUMAR

Judgment text excerpt

The Supreme Court addressed the interpretation of Section 14A of the Income Tax Act regarding the disallowance of interest paid by banks on investments in tax-free bonds. The court held that proportionate disallowance is not warranted when banks have sufficient interest-free funds exceeding their investments in such tax-free securities. This ruling clarifies the conditions under which interest disallowance applies, emphasizing the importance of the source of funds used for investments.

THE SOUTH INDIAN BANK LTD. vs THE COMMISSIONER OF INCOME TAX · Niyam