IFFCO TOKIO GENERAL INSURANCE COMPANY LTD. vs PEARL BEVERAGES LTD.

The Supreme Court addressed the appeal concerning an insurance claim repudiated by IFFCO Tokio General Insurance Company due to the driver being allegedly under the influence of alcohol at the time of an accident. The National Consumer Disputes Redressal Commission (NCDRC) found insufficient evidence to support the claim of intoxication, thereby ruling in favor of Pearl Beverages Ltd. The Court upheld the NCDRC's decision, emphasizing the need for clear evidence to invoke the exclusion clause in the insurance contract.