Nirmala Kothari vs United India Insurance Co.Ltd.

The Supreme Court held that under the Consumer Protection Act, 1986, the Insurance Company cannot repudiate a claim solely on the basis of the driver's alleged lack of a valid driving license unless it is conclusively proven. The Court emphasized that the burden of proof lies with the Insurance Company to establish the invalidity of the license. The appeal was allowed, and the Insurance Company was directed to pay the insured amount along with interest and costs, reaffirming the consumer's right to compensation despite the driver's license issues.