SHYAM LAL JAYASWAL vs BRANCH MANAGER ORIENTAL INSURANCE COMPANY LIMITED

The Supreme Court allowed the appeals in Civil Appeal Nos. 75-76/2020, clarifying that no recovery shall be made from the appellant, Shyam Lal Jayaswal, in compliance with the order of the State Consumer Disputes Redressal Commission (SCDRC). The Court emphasized that the respondent, Oriental Insurance Company, had duly complied with the SCDRC's order, and thus, the National Consumer Disputes Redressal Commission (NCDRC) directive for recovery of excess was not applicable. The Court's holding ensures protection for the appellant against any recovery actions.