Kamlesh vs Shriram General Insurance Company Ltd

The Supreme Court upheld the decision of the State Consumer Disputes Redressal Commission, which found that the Shriram General Insurance Company had acted with deficiency in service by repudiating the appellant's insurance claim for a truck damaged by fire. The Court noted that the evidence did not support the insurer's claim that the fire was not natural, and thus directed the insurer to pay the appellant Rs. 13,50,000 along with interest. The judgment reinforces the principle that insurers must substantiate their repudiation of claims with clear evidence.