MAHAVIR ROAD AND INFRASTRUCTURE PVT LTD. vs IFFCO TOKIO GENERAL INSURANCE CO LTD

The Supreme Court examined the rejection of an insurance claim under an insurance policy for material damage due to abnormal rainfall. The Court held that the insurer's reliance on exclusions for normal wear and tear and damage due to atmospheric conditions was justified, as the damage was primarily attributed to defective workmanship and not solely due to the claimed natural calamity. The appeal against the National Consumer Disputes Redressal Commission's decision was dismissed, affirming the rejection of the claim.