The Branch Manager National Insurance ... vs Mousumi Bhattacharjee

The Supreme Court addressed whether a death caused by malaria from a mosquito bite in Mozambique qualifies as an accidental death under an insurance policy. The Court held that the term 'accident' should be interpreted in its contextual dictionary meaning, affirming that the sudden death due to a mosquito bite constitutes an accident. The appeal by the insurer was dismissed, upholding the decisions of the lower consumer forums that had awarded the claim under the Consumer Protection Act, 1986.