ALKA SHUKLA vs LIFE INSURANCE CORPN. OF INDIA

The Supreme Court addressed the appeal concerning an accident insurance claim under the Life Insurance Corporation of India policies. The Court held that the stipulation for accident benefit requires that death must result solely and directly from an accident caused by outward, violent, and visible means, as per the policy conditions. In this case, the Court found that the heart attack leading to death was not a direct result of the motorcycle accident, thus denying the claim. The judgment of the National Consumer Disputes Redressal Commission was upheld, reversing the earlier favorable decisions of the Chhattisgarh State Consumer Disputes Redressal Commission and the District Forum.