RELIANCE LIFE INSURANCE CO. LTD. vs REKHABEN NARESHBHAI RATHOD

The Supreme Court upheld the decision of the National Consumer Disputes Redressal Commission, affirming the claim under the life insurance policy despite the insurer's contention of non-disclosure of prior insurance. The Court emphasized that the insurer's reliance on the proposal form's inaccuracies must be balanced against the principle of good faith in insurance contracts. The judgment reinforced that insurers cannot repudiate claims solely based on minor omissions if the insured acted in good faith, thus ruling in favor of the respondent.