Singh Ram vs Nirmala And Ors.

The Supreme Court upheld the decision of the Motor Accident Claims Tribunal under Section 166 of the Motor Vehicles Act, 1988, which directed the insurer to pay compensation despite the insured lacking a valid driving license. The Court confirmed that the insurer could recover the amount from the owner-driver, emphasizing the principle established in National Insurance Co. Ltd. v Swaran Singh. The Court dismissed the appeal by the owner-driver, affirming the High Court's enhancement of compensation to Rs 16,04,912.