M/S GALADA POWER & TELECOMUN.LTD. vs UNITED INDIA INSURNCE CO.LTD.

The Supreme Court held that the repudiation of the insurance claim by United India Insurance Co. Ltd. was unjustified as the claim for transit loss was valid under the policy terms. The Court emphasized that the insurer failed to provide adequate reasoning for the denial and that the appellant had sufficiently established the loss of 'All Aluminium Alloy Conductor' (AAAC) wire during transit. The Court reversed the lower forums' decisions and directed the insurer to pay the claimed amount along with interest, thereby upholding the appellant's rights under the Consumer Protection Act, 1986.