M/S.I.P.& Investment Corpn.Of Orissa ... vs New India Assurance Co. Ltd.And Anr

The Supreme Court examined the applicability of the Burglary and House Breaking Policy under the Miscellaneous Accident Policy, specifically addressing the interpretation of 'theft following an actual forcible and violent entry' as per the insurance terms. The Court held that the requirement of forcible entry is not a prerequisite for a valid claim under the policy, thereby establishing that theft alone suffices for coverage. The appeal was allowed, overturning the MRTP Commission's rejection of the claim, emphasizing the principle of contra proferentem in insurance contracts.