FAHIM AHMAD vs UNITED INDIA INSURANCE CO. LTD. .

The Supreme Court held that the Insurance Company cannot deny liability for compensation under the Motor Vehicles Act, 1988, specifically Section 149(2)(a)(i)(a), unless it proves a breach of policy conditions. The Court found that merely carrying sand does not constitute commercial use, and the Insurance Company failed to provide evidence of such a breach. Consequently, the appeal was allowed, and the Insurance Company was held liable to pay the compensation awarded by the Tribunal.