Hdfc Bank Ltd vs Kumari Reshma And Ors

The Supreme Court upheld the High Court's decision that the Centurion Bank Limited was jointly and severally liable for compensation under the Motor Vehicles Act, 1988, specifically referencing Section 2(30) which defines 'owner'. The Court established that the bank, as a financer, had a duty to ensure the vehicle was insured, and thus could not escape liability despite the owner's failure to insure the vehicle prior to the accident. The High Court's enhancement of the compensation amount to Rs. 3 lacs was also affirmed, as it was deemed just and equitable given the injuries sustained by the claimant.