KOKKILAGADDA SUBBA RAO vs DIV.MNG.UNITED INDIA ASSURA.CO.LTD.&ORS.

The Supreme Court upheld the decision of the National Consumer Disputes Redressal Commission, affirming that the insurance claim made by Kokkilagadda Subba Rao for his fishing boat, which capsized while allegedly fishing in the high seas, was rightly repudiated by the insurance company. The Court found that the boat was used in violation of the insurance policy conditions, which prohibited fishing in the high seas during certain periods. The Court concluded that there was no deficiency in service by the insurance company, thereby dismissing the appeal.