Surendra Mohan Arora vs Hdfc Ltd. & Ors

The Supreme Court upheld the validity of Regulation 15 of the Consumer Protection Regulations, 2005, stating that it does not exceed the jurisdiction granted under Section 22 of the Consumer Protection Act, 1986. The Court clarified that the National Commission's power to review orders includes the discretion to decide on the mode of hearing, including the option of disposing of review applications without oral arguments. The appeal against the High Court's dismissal of the writ petition was therefore dismissed, affirming the legality of the regulation.