M/S ESCORTS LTD. vs RAMA MUKHERJEE

The Supreme Court ruled that under Section 138 of the Negotiable Instruments Act, the jurisdiction to file a complaint lies where the cheque was presented for payment and dishonoured, not solely where the bank is located. The Court emphasized that the offence is completed only when the drawer fails to pay the cheque amount within 15 days of receiving a notice. The appeal was dismissed, affirming the lower court's jurisdiction to entertain the complaint filed by the respondent in Bhiwani.