Rubi(Chandra) Dutta vs M/S United India Insurance Co.Ltd

The Supreme Court upheld the decision of the National Consumer Disputes Redressal Commission, affirming that the appellant's claim for insurance compensation under Section 12 of the Consumer Protection Act, 1986 was valid despite the respondent's allegations of fabricated receipts and invalid driving license. The Court emphasized that the burden of proof lies with the insurer to substantiate its denial of the claim. The appeal was dismissed, reinforcing the consumer's right to fair compensation for damages incurred.