AMALENDU SAHU vs ORIENTAL INSURANCE CO.LTD.

The Supreme Court held that the insurance policy was valid at the time of the accident, despite the insurance company's claim that the vehicle was used for hire, which was not covered under the policy terms. The Court found that the concurrent findings of the lower forums regarding the vehicle being used for hire were not substantiated by sufficient evidence, particularly as the complainant did not receive any payment for the vehicle's use. Consequently, the Court ruled in favor of the appellant, allowing the claim for compensation under the insurance policy.