Amalendu Sahu vs Oriental Insurance Co.Ltd

The Supreme Court held that the insurance policy was valid at the time of the accident, but the use of the vehicle for hire violated the policy terms, as per Section 149 of the Insurance Act, 1938. The Court found that the concurrent findings of the District and State Consumer Forums, which upheld the insurance company's repudiation of the claim, were justified. The appeal was dismissed, affirming that the vehicle's use was unauthorized under the policy conditions.