NEW INDIA ASSURANCE COMPANY LTD. vs M/S ZUARI INDSUSTRIES LTD. .

The Supreme Court upheld the National Consumer Disputes Redressal Commission's decision, affirming that the damage to the boiler and equipment was covered under the fire insurance policy despite the appellant's claim that the proximate cause was thermal shock due to electricity stoppage. The Court emphasized that the definition of fire includes flashover events, which occurred in this case. Therefore, the appeal was dismissed, and the respondent's claim for damages was allowed.