M/S. Sonic Surgical vs National Insurance Company Ltd

The Supreme Court upheld the National Consumer Disputes Redressal Commission's decision that the Consumer Commission at Chandigarh lacked jurisdiction to entertain the appellant's claim under the Consumer Protection Act, 1986, specifically Section 17. The Court clarified that the cause of action arose in Ambala, where the fire occurred and the insurance policy was taken, thus affirming that jurisdiction is determined by the location of the cause of action. The appeal was dismissed, confirming the NCDRC's ruling.