SATWANT KAUR SANDHU vs NEW INDIA ASSURANCE COMPANY LTD.

The Supreme Court upheld the decision of the National Consumer Disputes Redressal Commission, affirming the rejection of the appellant's claim for compensation under a mediclaim policy. The Court found that the insured had concealed material facts regarding his health, specifically his known case of 'Chronic Renal Failure/Diabetic Nephropathy', which justified the repudiation of the claim. The Court reiterated that non-disclosure of pre-existing conditions is a valid ground for denial of insurance claims under the Consumer Protection Act, 1986.