National Insurance Company Ltd vs Meena Aggarwal

The Supreme Court upheld the National Consumer Disputes Redressal Commission's decision, affirming that the insurance claim was valid despite the vehicle being used commercially and the driver lacking a valid license. The Court referenced Section 3 of the Motor Vehicles Act, which mandates that drivers must hold a valid license for the vehicle type they operate. The ruling emphasized that while there was a breach of policy terms, it did not constitute a fundamental breach that would negate the insurance claim, thus directing the insurer to pay the assessed amount with interest.