UNITED BANK OF INDIA vs PIJUSH KANTI NANDY .

The Supreme Court examined the United Bank of India (Officers) Service Regulations, 1979, particularly Regulation 19, which governs the retirement of officer employees. The Court held that the respondent, who voluntarily retired in 1989, was not entitled to pension benefits under the United Bank of India (Employees) Pension Regulations, 1993, as he did not exercise his option within the stipulated time frame. The Court dismissed the writ petition, affirming the bank's decision to deny pension benefits based on the regulatory framework.