ORIENTAL INSURANCE CO. LTD. vs PRITHVI RAJ

The Supreme Court held that under Section 149 of the Motor Vehicles Act, 1988, the duty of insurers is to satisfy judgments against persons insured for third party risks. The Court found that the National Consumer Disputes Redressal Commission erred in allowing the claim despite the absence of a valid driving license, as the renewal was not recognized by the relevant authority. The appeal by the insurance company was allowed, reinforcing that claims must be supported by valid documentation as per statutory requirements.