M/S United India Insurance Co. Ltd vs Ram Prakash Raturi

The Supreme Court upheld the decision of the National Consumer Disputes Redressal Commission, affirming that the insurance company was liable to compensate for damages to the vehicle despite the policy being in the name of the previous owner, Smt. Roopa Sharma. The Court emphasized that the transfer of ownership was duly registered and that the insurance company had knowledge of this transfer, thus the rejection of the claim was unjustified. The Court held that the insurance coverage was valid and the claim should be honored, reinforcing consumer rights under the Consumer Protection Act, 1986.