National Insurance Co. Ltd vs Most Mina Mishra

The Supreme Court held that an insurance company is not liable to compensate for death or bodily injury suffered by the owner of a vehicle unless there is a special contract between the insured and the insurer. This decision is consistent with the principles established in National Insurance Co. Ltd. vs. Laxmi Narain Dhut and The Oriental Insurance Company Limited vs. Meena Variyal, where it was clarified that employees not covered under the Workmen's Compensation Act do not automatically fall under the insurance coverage. The Court set aside the impugned judgment and allowed the appeal, affirming the non-liability of the insurance company in this case.