National Insurance Company Ltd vs Sehtia Shoes

The Supreme Court upheld the decision of the National Consumer Redressal Commission, affirming the orders of the District Forum and State Commission regarding a claim under a shopkeeper insurance policy. The Court noted that the respondent had accepted a settlement amount of Rs.2,72,301/- without protest, which precluded further claims unless it was proven that the settlement was obtained under coercion. The Court emphasized that the assessment of loss by the surveyor was unjustified and that the claim was maintainable only if coercion was established, ultimately dismissing the appeal.