H.P.STATE FOREST COMPANY LTD. vs M/S.UNITED INDIA INSURANCE CO. LTD.

The Supreme Court held that the repudiation of the insurance claim by the respondent was valid based on the policy's effective period, which was determined to be 8 months rather than 1 year due to a typographical error. The Court emphasized that the appellant's complaint was time-barred under Clause 6(ii) of the Insurance Policy, referencing the precedent set in National Insurance Co. Ltd. vs. Sujir Ganesh Nayak & Co. & Anr. (1997) 4 SCC 366. Consequently, the appeal was dismissed, affirming the lower court's ruling that the complaint could not be entertained.