Oriental Insurance Company Ltd vs Munimahesh Patel

The Supreme Court upheld the National Consumer Disputes Redressal Commission's decision to award Rs. 5 lakhs to the complainant under the Janata Personal Accident Policy, despite the appellant's claims of misrepresentation in the proposal form. The Court emphasized that the genuineness of the policy and the occurrence of the accident were undisputed, and held that the principle of good faith in insurance does not negate the claim when the accident is established. The appeal was dismissed, affirming the Commission's order for payment with interest.