NATIONAL INNSURANCE CO.LTD. vs SWARAN SINGH

The Supreme Court interpreted Section 149(2)(a)(ii) of the Motor Vehicles Act, 1988, concerning the liability of insurers in cases where the driver of the vehicle involved in an accident lacked a valid driving license. The Court held that the insurer could deny liability if the driver was unlicensed or if the license was invalid due to reasons such as being fake or expired. The outcome affirmed the awards of the Motor Vehicle Claims Tribunal and the judgments of the High Courts, emphasizing the importance of valid licensing in determining insurance claims.