Supreme Court of India · 2004-02-25
UNITED INDIA INSURANCE CO LTD vs M/S.PUSHPALAYA PRINTERS
- Citation / case number
- SC 1997/15983
- Court
- Supreme Court of India
- Petitioner
- UNITED INDIA INSURANCE CO LTD
- Respondent
- M/S.PUSHPALAYA PRINTERS
- Author
- Shivaraj V. Patil
- Bench
- DR. AR.LAKSHMANAN. SHIVARAJ V. PATIL
Judgment text excerpt
The Supreme Court addressed the interpretation of Clause 5 of the Consumer Protection Act, 1986, concerning insurance claims. The Court held that damage caused by a bulldozer's vibration does not constitute 'impact' as per the insurance policy, thus affirming the National Commission's decision to reduce the compensation amount to Rs.56,000. The Court emphasized the necessity of clear definitions within insurance contracts to determine liability and uphold the principle of contractual interpretation.