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february 2004

Supreme Court of India · 2004-02-25

UNITED INDIA INSURANCE CO LTD vs M/S.PUSHPALAYA PRINTERS

Citation / case number
SC 1997/15983
Court
Supreme Court of India
Petitioner
UNITED INDIA INSURANCE CO LTD
Respondent
M/S.PUSHPALAYA PRINTERS
Author
Shivaraj V. Patil
Bench
DR. AR.LAKSHMANAN. SHIVARAJ V. PATIL

Judgment text excerpt

The Supreme Court addressed the interpretation of Clause 5 of the Consumer Protection Act, 1986, concerning insurance claims. The Court held that damage caused by a bulldozer's vibration does not constitute 'impact' as per the insurance policy, thus affirming the National Commission's decision to reduce the compensation amount to Rs.56,000. The Court emphasized the necessity of clear definitions within insurance contracts to determine liability and uphold the principle of contractual interpretation.

UNITED INDIA INSURANCE CO LTD vs M/S.PUSHPALAYA PRINTERS · Niyam