National Insurance Co. Ltd vs V. Chinnamma & Ors

The Supreme Court upheld the decision of the Andhra Pradesh High Court, affirming that the insurance company is liable to pay compensation under Section 147(1) of the Motor Vehicles Act, 1988, for the death of V. Gopal, who was traveling in a tractor carrying his goods. The Court clarified that the amendment to Section 147 in 1994, which includes the owner of goods as a covered person, applies, thus overruling the precedent set in New India Assurance Co. Ltd. Vs. Satpal Singh. The Court concluded that the deceased was entitled to compensation despite the insurance policy being a third-party policy.