JITENDRA KUMAR vs ORIENTAL INSURANCE CO. LTD.

The Supreme Court held that the requirement of a valid driving licence is not a condition precedent for claiming damages from an insurance company if the accident occurs due to no fault of the driver. The Court reversed the National Consumer Disputes Redressal Commission's dismissal of the appellant's revision petition, emphasizing that the mechanical failure leading to the vehicle fire was not attributable to the driver's actions. Consequently, the Court restored the District Forum's order directing the insurance company to pay damages, compensation, and litigation costs to the appellant.