BIMAN KRISHNA BOSE vs UNITED INDIA INSURANCE CO.LTD.&ANR

The Supreme Court held that the insurance company was obligated to renew the mediclaim policy as per the earlier judgment, which set aside the refusal to renew. The Court emphasized that the exclusion clause regarding pre-existing diseases should not disadvantage the appellant due to the lapse in policy renewal. The Court directed the insurance company to renew the policy without treating the intervening period as a gap that would affect the coverage of pre-existing conditions, thereby upholding the appellant's rights under the insurance contract.