M/S.ROAD TRANSPORT CO. vs BHAN SINGH

The Supreme Court upheld the Patna High Court's decision regarding the liability of the insurance company under the Motor Vehicles Act, 1939, specifically Section 95(2). The Court established that comprehensive insurance does not extend the liability for third-party risks beyond the statutory limits, even if an additional premium is paid. The appeals were dismissed, affirming the High Court's interpretation that the insurance company was liable only for Rs.5,000 per passenger and Rs.75,000 in total.