ARIKARAVULA SANYASI RAJU vs BRANCH MANAGER, SBI, VISAKHAPATNAM

The Supreme Court upheld the decision of the Andhra Pradesh High Court regarding the denial of pension to the appellant under Rule 22 of the State Bank of India Services Rules. The Court clarified that removal from service for misconduct does not equate to incapacitation for further active service as per Clause 22(i)(b). Furthermore, the Court rejected the appellant's claim for pension under Clause 22(i)(c), stating that mere completion of 20 years of service does not entitle one to pension without a formal retirement request. The appeal was dismissed, affirming the lower court's ruling.