THE ORIENTAL INSURANCE COMPANY LTD. vs THE PERMANENT LOK ADALAT (PUBLIC UTILITY SERVICES) PATIALA AND OTHERS

CWP No.24984-2023(O&M) -1- IN THE HIGH COURT OF PUNJAB AND HARYANA AT CHANDIGARH CWP No.24984-2023(O&M) Date of Decision: 05.05.2026 The Oriental Insurance Company Limited ….Petitioner vs. The Permanent Lok Adalat (Public Utility Services) Patiala and others ….Respondents CORAM: HON’BLE MR. JUSTICE JAGMOHAN BANSAL Present: Mr. Rajiv Joshi, Advocate for the petitioner Mr. Deepak Aggarwal, Advocate for respondent No. 2 *** JAGMOHAN BANSAL, J. (ORAL) 1. The petitioner through instant petition under Article 226 of the Constitution of India is seeking setting aside of award dated 20.07.2023 (Annexure P-6) passed by learned Permanent Lok Adalat (Public Utility Services) Patiala (for short “PLA”) whereby claim of respondent No. 2 has been allowed. 2. The respondent-insured purchased an insurance policy from petitioner-insurer. He paid premium of Rs. 6960/-. The sum assured was Rs. 5,00,000/-. The respondent-insured on the basis of policy lodged claim. The petitioner examined the matter and formed an opinion that there was suppression of facts, thus, claim is liable to be repudiated. Accordingly, petitioner rejected his claim. The respondent-insured filed an application under Section 22C o