SMT. CHAMAN LATA BHARDWAJ AND ORS. vs SMT. NIRMAL DEVI

Judgment text excerpt

* IN THE HIGH COURT OF DELHI AT NEW DELHI % Reserved on: 07th April, 2026 Pronounced on: 12th May, 2026 + RFA 636/2023, CM APPL. 40775/2023 1. SMT. CHAMAN LATA BHARDWAJ, W/o Late Sh. R. K. Bhardwaj. 2. SH. ABHISHEK BHARDWAJ S/o Late Sh. R. K. Bhardwaj. 3. SH. SHIVAM BHARDWAJ, S/o Late Sh. R. K Bhardwaj. All R/o:- Flat No. 101, Shri Shyam Society, Rajendra Park Ext. D-Block, Nangloi, New Delhi-110041 .....Appellant Through: Mr. Jai Wadhwa and Mr. Ronak Karanpuria, Advs. Versus SMT. NIRMAL DEVI W/o Late Sh. Krishan Chander Vats, R/o H. No. 39, Village & Post Office Mundka, Delhi-110041 .....Respondent Through: Mr. Aditya Sharma and Ms. Aditi, Advs. CORAM: HON'BLE MS. JUSTICE NEENA BANSAL KRISHNA J U D G M E N T NEENA BANSAL KRISHNA, J. 1. Regular First Appeal under Section 96 read with Order XLI of the Code of Civil Procedure, 1908 (hereinafter referred to as „CPC‟) has been filed against the Judgment dated 05.04.2023 and Order dated 17.01.2023 RFA 636/2023 Page 1 of 12 Signature Not Verified Digitally Signed By:ANIL KUMAR BHATT Signing Date:15.05.2026 17:55:12 whereby the Suit filed by the Plaintiff for recovery of Rs. 8,50,000/- along with interest @ 12% p.a. till its realization, was decreed. 2. The Respondent/Plaintiff had filed a Suit for Recovery of Rs.8,50,000/- along with interest @24% p.a. from 01.02.2016 till its realization. 3. The brief facts as per Plaint are that the Plaintiff and her husband Late Sh. Krishna Chandra Vats, and Late Sh. Rajender Kumar Bhardwaj, husband of the Defendant no.1 i.e., were Government teachers in the same school, and were very close friends for almost 15-16 years. Defendant no.1 is a LIC agent and the Plaintiff and her husband, used to take LIC Policy from Defendant no.1. 4. Defendant no.1 and her husband, had taken a loan from the