NEW INDIA ASSURANCE COMPANY LTD vs M/S SWAMI AUTOMOBILE PVT LTD AND ANR

LPA-92-2019 (O&M) 1 220 IN THE HIGH COURT OF PUNJAB AND HARYANA AT CHANDIGARH LPA-92-2019 (O&M) Date of decision : 19.05.2026 New India Assurance Co.Ltd. ...Appellant Vs. M/S Swami Automobile Pvt.Ltd. and another ...Respondent(s) CORAM: HON’BLE MR. JUSTICE HARSIMRAN SINGH SETHI HON’BLE MR. JUSTICE DEEPAK MANCHANDA Present: Mr. Paul S.Saini, Advocate for the appellant. Ms. Himanshi Gautam, Advocate for Mr. Sourabh Goel, Advocate for respondent No.1. *** HARSIMRAN SINGH SETHI, J.(Oral) 1. The present appeal has been filed challenging the order dated 04.10.2018 passed by the learned Single Judge in CWP-9481-2018 by which order dated 16.03.2017 passed by the Permanent Lok Adalat i.e. respondent no.2 has been upheld. 2. Learned counsel for the appellant submits that the insurer got the vehicle insured through respondent no.1, i.e. the agent, but met with an accident and after getting the repairs qua the damaged vehicle, the claim for grant of insurance to the appellant was raised on 25.11.2013 which was rejected by the appellant. This led to the filing of an application before the Permanent Lok Adalat by respondent No.1 for settlement, which was allowed. The said order passed by the Per