HINDUJA HOUSING FINANCE LIMITED vs STATE OF HARYANA THROUGH ITS SECRETARY REVENUE AND DISASTER MANAGEMENT DEPARTMENT

IN THE HIGH COURT OF PUNJAB AND HARYANA AT CHANDIGARH 141 CWP-15650-2026 Date of Decision: 21.05.2026 HINDUJA HOUSING FINANCE LIMITED ...Petitioner Versus STATE OF HARYANA AND ORS ...Respondents CORAM: HON'BLE MR. JUSTICE SUVIR SEHGAL HON'BLE MR. JUSTICE VIKAS SURI Present: Mr. Rishabh Gupta, Advocate, for the petitioner. ***** SUVIR SEHGAL, J. (ORAL) 1. This writ petition has been filed inter alia for issuance of a writ in the nature of mandamus directing District Magistrate, Sonipat to decide the application, Annexure P-4, filed by petitioner under Section 14 of the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (for short, ‘SARFAESI Act’). 2. Counsel for the petitioner submits that respondents No.3 and 4 had availed a loan facility from the petitioner- financial institution and had mortgaged immovable property. Counsel asserts that due to continuous default in repayment, loan account was classified as NPA on 06.03.2024. A notice under Section 13(2) of SARFAESI Act was issued on 25.03.2024 (Annexure P-2), followed by a notice under Section 13(4) of SARFAESI Act dated 19.12.2024 (Annexure P-3), whereafter symbolic possession of