CHOLAMANDALAM MS GENERAL INSURANCE COMPANY LTD vs SURENDER KUMAR AND OTHERS

IN THE HIGH COURT OF PUNJAB AND HARYANA AT CHANDIGARH **** 133 CWP-14178-2026 Date of Decision: 07.05.2026 CHOLAMANDALAM MS GENERAL INSURANCE COMPANY LTD. ...Petitioner Vs. SURENDER KUMAR AND ORS. …Respondents CORAM:- HON'BLE MR. JUSTICE JAGMOHAN BANSAL Present:- Mr. Pradeep Kumar, Advocate for the petitioner *** JAGMOHAN BANSAL, J. (ORAL) 1. The petitioner through instant petition under article 226/227 of the Constitution of India is seeking setting aside of Award dated 26.08.2025 (Annexure P-6) whereby Ld. Permanent Lok Adalat (for short ‘PLA’) has allowed respondent’s application filed under Section 22C of the Legal Services Authority Act, 1987 (for short ‘1987 Act’). 2. Father of the respondent No.1 purchased an insurance policy from petitioner-insurer to insure his heavy goods vehicle bearing registration number HR-61-C-4368 which was financed by respondent No.2-Bank. He paid premium of Rs. 75,939/-. Owner of the said vehicle passed away on 10.11.2016. Son (respondent No.1) of the deceased owner applied for transfer of registration certificate and finance amount in his name which was rejected by respondent No.2-Bank. Insurer renewed insurance policy for the period from 10.06.2