CHARAN SINGH @ KALA PUNIA AND ANOTHER vs NARESH JAIN

IN THE HIGH COURT OF PUNJAB AND HARYANA AT CHANDIGARH **** 110 RSA-1197-2023 (O&M) Date of Decision.:11.05.2026 Charan Singh @ Kala Punia and Another …..Appellants Vs. Naresh Jain .….Respondent CORAM:- HON'BLE MR. JUSTICE DEEPAK GUPTA Present:- Mr. Ravi Malik, Advocate and Mr. Anil Chahal, Advocate for the appellants. **** DEEPAK GUPTA, J. (ORAL) The present Regular Second Appeal has been preferred by the defendants-appellants assailing the judgments & decrees passed by both the Courts below, whereby the suit filed by the respondent-plain'ff for recovery of ₹5,00,000/- along with interest has been decreed concurrently. 2. Learned counsel appearing on behalf of the appellants has vehemently argued that both the Courts below have misread the evidence on record and have erroneously decreed the suit despite the fact that the cheque in ques'on was a self cheque and no legally enforceable liability stood established against the appellants. It has further been contended that the plain'ff was not possessing any licence for money lending and, therefore, the alleged transac'on itself was unenforceable. It is also argued that no documentary evidence was produced to establish advancement of loan