BRANCH MANAGER LIC OF INDIA AND ORS vs VINOD KUMAR AND ANR

206 IN THE HIGH COURT OF PUNJAB AND HARYANA AT CHANDIGARH **** CWP-3917-2015 (O&M) Date of Decision: 06.05.2026 Branch Manager LIC of India and Another ...Petitioners Versus Vinod Kumar and Another ...Respondents CORAM:- HON'BLE MR. JUSTICE JAGMOHAN BANSAL Present:- Mr. Puneet Sharma, Advocate for the petitioners. Mr. Rajesh Sethi, Advocate, Mr. Arun Biriwal, Advocate, Mr. Anshuman Sethi, Advocate and Ms. Preeti Bansal, Advocate for respondent No.1. **** JAGMOHAN BANSAL, J. (ORAL) 1. The petitioner through instant petition under Articles 226/227 of the Constitution of India is seeking setting aside of order dated 17.12.2014 passed by learned Permanent Lok Adalat, Fatehabad (for short ‘PLA’) whereby respondent No.1’s claim has been accepted. 2. Santosh, wife of Vinod Kumar (respondent No.1) purchased a policy from petitioner-LIC. She filed proposal form on 11.05.2011 and paid premium on 23.05.2011. She passed away on 02.06.2012. First premium was Rs.18,637/-. There was agreement to pay half-yearly premium. The insured defaulted even making payment in second premium. Second premium of Rs.19,134/- was paid on 02.03.2012 along with late charges. The insured passed away before making th