BHARTI AXA LIFE INSURANCE COMPANY LIMITED AND ANOTHER vs KALAWATI AND ANOTHER

CWP-21668-2025 -1- IN THE HIGH COURT OF PUNJAB AND HARYANA AT CHANDIGARH 105 CWP-21668-2025 Date of Decision: 19.05.2026 Bharti AXA Life Insurance Co. Ltd. and another …Petitioners Versus Kalawati and another …Respondents CORAM: HON’BLE MR. JUSTICE JAGMOHAN BANSAL Present: - Ms. Jasmine Garg, Advocate for Mr. Sanjeev Goyal, Advocate for the petitioners Mr. Nikhil Vats, Advocate and Mr. Sandeep Bhardwaj, Advocate for respondent No. 1 *** JAGMOHAN BANSAL, J. (Oral) 1. The petitioners through instant petition under Articles 226/227 of the Constitution of India are seeking setting aside of award dated 02.04.2025 whereby learned Permanent Lok Adalat, Kurukshetra (for short ‘PLA’) has allowed respondent’s application filed under Section 22C of Legal Services Authorities Act, 1987 (for short ‘1987 Act’). 2. Mr. Samundar Singh-husband of respondent No.1 obtained Life Insurance Policy No.501-7224550 from petitioner-M/s Bharti AXA Life Insurance Company Limited on 31.03.2018. The sum insured was ₹7,11,322/- with death benefit of ₹14,22,644/-. He paid first premium of ₹63,172/- and expired on 25.04.2018 due to sudden heart attack. It is apposite to notice that death took place within 25 days